Bay Harbor Islands Homes under $400,000

Bay Harbor Islands Homes under $400,000

Welcome to Bay Harbor Islands, a hidden gem nestled in the heart of Miami-Dade County, Florida. Known for its serene atmosphere and breathtaking waterfront views, this charming community offers a perfect blend of suburban tranquility and urban convenience. With its lush landscapes and vibrant culture, Bay Harbor Islands is an ideal place to call home.

One of the standout features of Bay Harbor Islands is its diverse real estate market, which includes a variety of homes priced under $400,000. This affordability makes it an attractive option for first-time homebuyers, young families, and those looking to invest in a thriving community. From cozy condos with stunning views to charming single-family homes, there’s something for everyone in this delightful enclave.

Living in Bay Harbor Islands means enjoying easy access to a plethora of amenities. Residents can indulge in boutique shopping, gourmet dining, and cultural experiences, all within a short drive. The nearby beaches offer sun-soaked relaxation, while the vibrant nightlife of Miami is just moments away, ensuring that you’re never far from excitement.

Bay Harbor Islands also boasts excellent schools and parks, making it a wonderful place for families to thrive. The close-knit community fosters a welcoming atmosphere, where neighbors become friends and local events bring everyone together.

Discover the charm of Bay Harbor Islands, where affordable living meets the beauty and vibrancy of South Florida. Explore our listings today and find your perfect home in this enchanting community!

Newest Bay Harbor Islands Homes under $400,000

1001 91st St Unit #506, Bay Harbor Islands
$340,000
2 Beds ⋅ 2 Baths ⋅ A12098298 MLS ⋅ Longwood Towers BLDG.
Renovated 2 bed / 2 bath in Bay Harbor Islands with a private spacious balcony overlooking the Bal Harbour skyline. 50-year recertification complete, plus a new roof with the special assessment paid by seller. The updated kitchen has sleek white cabinetry, glass tile backsplash, built-in wall ovens and a new Samsung French door refrigerator, opening to the dining area and an oversized living room. Wood floors, recessed lighting, new impact windows and doors (2024), smart lock, smart thermostat and 7-stage reverse osmosis water filtration. Both bedrooms feature en suite baths. The primary adds a walk-in closet, custom built-ins and a walk-in shower, and the second has large windows, plenty of storage and a tub. Building has renovated lobby, pool deck with BBQ area, gym, billiards, club room, sauna and bike storage. Includes 1 parking space, guest parking and assigned extra storage room. Water, internet and cable included. Steps to Kane Concourse dining, minutes to the beach, Surfside and Bal Harbour Shops, zoned for A-rated Ruth K Broad K-8.

1001 91st St Unit #506, Bay Harbor Islands
9291 W Bay Harbor Drive Unit #8, Bay Harbor Islands
$267,500
1 Beds ⋅ 1 Baths ⋅ B26080989 MLS
Location, location, location! Old Florida charm meets Deco style in this boutique 1958, two-story building with just 15 residences. Harbor Point Condominium is on the west side of Harbor Islands. This second-floor, northwest-facing corner unit with 2 assigned parking spots, features a formal dining area, large balcony, original hardwood floors, cedar-lined closets, all impact windows throughout for abundant natural light. An excellent opportunity to update and personalize this charming residence to your taste. At 700 square feet, the thoughtful layout feels much larger. Just blocks from the beach, Bal Harbor Shops, and dining. MOTIVATED SELLER! Realtor must accompany buyer for showing. Cat on premises be mindful.

9291 W Bay Harbor Drive Unit #8, Bay Harbor Islands
1150 103rd St Unit #2, Bay Harbor Islands
$365,000
2 Beds ⋅ 2 Baths ⋅ A12083975 MLS ⋅ Morning Star Condo BLDG.
Excellent opportunity to own this two bedroom and two bathroom property in Bal Harbour Islands at a great price, the unit is located on the first floor of this beautiful and tranquil garden style building, the living spaces and the rooms are spacious, this unit is ready for your design touch to make it your own unique home.

1150 103rd St Unit #2, Bay Harbor Islands
9100 W Bay Harbor Dr Unit #5B, Bay Harbor Islands
$375,000
1 Beds ⋅ 2 Baths ⋅ A12083264 MLS ⋅ Blair House Condo BLDG.
Exceptional Opportunity at the Iconic Blair House Bring your vision to life in this spacious 1-bedroom, 1.5-bath residence at the prestigious Blair House. Offering a desirable floor plan and recently installed impact glass, this unit presents an opportunity for a buyer seeking to create a fully customized waterfront home. The residence will require a complete remodel, providing a blank canvas to design and finish the space to your exact tastes and specifications. Ideally positioned in one of Bay Harbor Islands' most iconic buildings, located at the island's coveted southern tip, the unit enjoys breathtaking, unobstructed views of the renowned Indian Creek Golf Course. Residents of the Blair House enjoy an outstanding amenity package, including a waterfront pool, well-equipped fitness center, and on-site management. Don't miss this unique chance to transform a residence in one of Bay Harbor Islands' most desirable waterfront locations into your dream home. Call listing agent for more details.

9100 W Bay Harbor Dr Unit #5B, Bay Harbor Islands
10101 E Bay Harbor Dr Unit #401, Bay Harbor Islands
$330,000
1 Beds ⋅ 2 Baths ⋅ A12081067 MLS ⋅ The Belmont Condo BLDG.
Beautiful 1 bedroom and 1 and half bathroom located on the water of Bay Harbor Island.1000 sqft Very bright and open unit. Closet galore. Big balcony. Open kitchen. Master bathroom has bathtub and shower. Laminate floors throughout. Impact windows. Complex pool faces the water. HOA includes FPL, cable and internet. Extra storage. Furniture negotiable

10101 E Bay Harbor Dr Unit #401, Bay Harbor Islands
9271 W Bay Harbor Drive Unit #11, Bay Harbor Islands
$295,000
2 Beds ⋅ 2 Baths ⋅ B26071354 MLS
MOTIVATED SELLER. Move-In or Rent Immediately. The Ultimate Investment in South Florida's Best Location. Seize a rare opportunity in the highly coveted Bay Harbor Islands. This spacious 2-bedroom, 2-bathroom condo is perfectly positioned for high-yield returns or premium coastal living. Financing is OK. • Turnkey Flexibility: Ready for immediate occupancy or instant placement on the rental market. • Walker's Paradise: Skip the car. Walk to A-rated schools, the ultra-luxury Bal Harbour Shops, fine dining, and the beach. • Prime Investment: High-demand area with limited inventory ensures strong rental yields and long-term appreciation. Some updating may be needed. Wall ACs and Mini Split AC.

9271 W Bay Harbor Drive Unit #11, Bay Harbor Islands
1065 98th St Unit #1, Bay Harbor Islands
$322,000
2 Beds ⋅ 2 Baths ⋅ A12067143 MLS ⋅ Bougain-Villa Condo BLDG.
Spacious 2-bedroom, 2-bath corner unit in the heart of Bay Harbor Islands! This bright and inviting residence features an excellent split-bedroom layout with abundant natural light from multiple exposures. The generous living and dining areas provide plenty of space for entertaining, while the corner location enhances privacy and openness. Ideally situated just minutes from Bal Harbour Shops, beautiful beaches, top-rated schools, restaurants, parks, and houses of worship. A fantastic opportunity to own in one of Miami's most desirable neighborhoods.

1065 98th St Unit #1, Bay Harbor Islands
1060 92nd St Unit #6, Bay Harbor Islands
$369,900
2 Beds ⋅ 2 Baths ⋅ A12056874 MLS ⋅ Oceanus Condo BLDG.
Nestled in the prime location of Bay Harbor Islands! This stunning 2-bedroom, 2 bathroom unit in a low rise building has been fully remodeled with luxurious laminates throughout the home, new paint, and new appliances. The kitchen is a chef's delight with quartz countertops, new cabinets, and plenty of storage space. The new Rheem AC system, replaced in 2022 and still under warranty, along with the Nest thermostat, ensures your comfort year-round. Both bathrooms have been completely remodeled with walk-in showers and all work has been permitted. This condo also boasts large bedrooms with ample closet space, designated parking, and additional public parking nearby. Plus an in-unit washer & dryer. The electric panel was replaced in 2025 and hurricane shutters adorn all windows for added security. 40 year recertification has been completed the convenience of a playground and dog park just steps away from the building, as well as weekly events in the community center. With the beach, the famous Shops at Bal Harbor, countless cafes and restaurants within walking distance, you'll never run out of things to do! Per Assoc, no Leasing allowed first 6mos of ownership. 1 year leases only. Don't miss out on this incredible opportunity to own a piece of paradise and experience coastal living at its finest in Bay Harbor Islands!

1060 92nd St Unit #6, Bay Harbor Islands
9350 E Bay Harbor Dr Unit #6, Bay Harbor Islands
$360,000
2 Beds ⋅ 1 Baths ⋅ A12063425 MLS ⋅ Dorbe Gardens Condo BLDG.
Bright top-floor 2BR/1BA residence in a charming boutique building in the heart of Bay Harbor Islands. This 755 SF home features marble floors throughout, floor-to-ceiling windows, abundant natural light, a kitchen with granite countertops and ample storage, a renovated bathroom (2026), new central A/C (2024), and one assigned parking space. Enjoy an unbeatable walkable location just minutes from Bal Harbour Shops, Publix, restaurants, A-rated Bay Harbor Elementary, and the beach. The building has completed major improvements, including a new roof, exterior painting, waterproofing, termite treatment, new entry doors, and its 40-year recertification (2024). Low HOA fees and rentals allowed make this an excellent primary residence, vacation home, or investment opportunity.

9350 E Bay Harbor Dr Unit #6, Bay Harbor Islands
9280 Bay Harbor Ter Unit #26, Bay Harbor Islands
$350,000
2 Beds ⋅ 2 Baths ⋅ A12060337 MLS ⋅ Southern Star Condo BLDG.
Spacious 2-bedroom, 2-bathroom residence in the boutique Southern Star building, featuring a balcony overlooking the courtyard. This home offers a large living room and generously sized bedrooms, complemented by porcelain floors throughout. The kitchen features rich wooden cabinetry, while an in-unit washer and dryer add everyday ease. Ideally positioned in Bay Harbour Islands, moments from shopping, dining, beaches, parks, and A-rated schools, and just a short drive from Bal Harbour Shops, Sunny Isles, Aventura, and Miami Beach. A phenomenal opportunity, currently leased to a tenant until March 2027!

9280 Bay Harbor Ter Unit #26, Bay Harbor Islands
9281 W Bay Harbor Dr Unit #15, Bay Harbor Islands
$325,000
1 Beds ⋅ 1 Baths ⋅ A12043229 MLS ⋅ Harbour Point Condo BLDG.
CORNER 1BR/1B Condo in the Heart of Bay Harbor Isles. Directly across the street from Bay Harbor Elementary. Unit gets a flow of Natural light and comes with 2 designated parking spots. walking distance from Miami Beach , Bal Harbor Shops , Pura Vida and an array of international cuisine.

9281 W Bay Harbor Dr Unit #15, Bay Harbor Islands
1120 102nd St Unit #2, Bay Harbor Islands
$305,000
1 Beds ⋅ 1 Baths ⋅ A12040865 MLS ⋅ Golden Key BLDG.
Welcome to Bay Harbor Islands living at its finest. This charming 1-bedroom, 1-bath residence is located in an intimate boutique building of only 24 units, offering privacy, tranquility, and a true neighborhood feel. Ideally situated just minutes from the beach, world-renowned Bal Harbour Shops, exceptional dining, parks, and top-rated schools, this home combines convenience with a relaxed coastal lifestyle. Enjoy a peaceful community atmosphere in one of South Florida’s most desirable locations, perfect as a primary residence, vacation getaway, or investment opportunity. Motivated seller—don’t miss this exceptional value in the heart of Bay Harbor Islands.

1120 102nd St Unit #2, Bay Harbor Islands
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